Payment Policy for GemDazzles

Effective Date: January 17, 2025

At GemDazzles, we strive to offer our customers a seamless and secure shopping experience. To ensure clarity and transparency, we have outlined our Payment Policy below. By making a purchase through our website gemdazzles.com, you agree to the terms outlined in this policy.

1. Accepted Payment Methods

We offer a variety of secure payment methods to make your shopping experience convenient. The payment options available include:

  • Credit and Debit Cards: We accept major credit and debit cards, including Visa, MasterCard, American Express, and Discover.
  • PayPal: You can also use PayPal to make your purchase, which allows you to securely pay without sharing your credit card details.
  • Apple Pay: For Apple device users, Apple Pay is an easy and secure way to pay for your order.
  • Google Pay: We also accept Google Pay, a quick and secure payment method for Android device users.
  • Other Payment Methods: We may introduce additional payment methods in the future. Please refer to the checkout page for the most up-to-date list of available options.

2. Order Authorization

When you place an order on our website, we will process and authorize your payment immediately. Authorization ensures that we have received the payment information and can proceed with the order processing. However, your card will not be charged until your order is ready to be shipped.

  • Authorization Hold: A temporary hold may be placed on your payment method to ensure that the funds are available for the purchase. This hold will be released if your order is canceled or refunded.

3. Payment Security

GemDazzles is committed to ensuring the security of your payment information. We use SSL (Secure Socket Layer) encryption technology to protect sensitive data during transactions. Our payment processors are PCI-DSS (Payment Card Industry Data Security Standard) compliant, ensuring that your personal and payment details are secure.

We do not store your full credit card or payment information on our servers. All payment details are processed securely through our trusted third-party payment processors (such as PayPal, Stripe, or others).

4. Order Confirmation and Receipt

Once your payment is successfully processed, you will receive an order confirmation email. This email will include the following details:

  • Order number
  • Product(s) purchased
  • Billing and shipping address
  • Total order amount (including taxes and shipping fees)

Please check the order confirmation for accuracy. If there are any discrepancies, contact us immediately at info@gemdazzles.com or (501) 365-3327.

5. Sales Tax

Sales tax will be applied to orders based on your shipping address. The applicable sales tax will be calculated at checkout and added to your total order amount. Sales tax rates are determined by the state or country where the order is being shipped.

6. Currency

All prices on our website are listed in U.S. Dollars (USD). If you are shopping from outside the United States, your credit card issuer or payment provider will convert the payment into your local currency. Please note that currency conversion fees may apply, depending on your payment method or bank.

7. Payment Declines and Issues

If your payment is declined, you will be notified at checkout, and you will be asked to select another payment method. There may be several reasons why a payment is declined, such as:

  • Insufficient funds
  • Expired credit/debit card
  • Incorrect billing information

Please check your payment details carefully and ensure that your payment method is valid. If the issue persists, contact your payment provider for assistance.

8. Fraud Prevention

To protect both our customers and our business, we take steps to verify the security of transactions. In certain cases, we may contact you to verify your identity or the details of your order. This is done to prevent fraudulent transactions and ensure the safety of your purchase.

We reserve the right to cancel or delay an order if we suspect fraudulent activity or if payment verification is unsuccessful. If we cancel your order for this reason, you will be notified via email, and no charges will be applied.

9. Payment Processing Delays

In rare cases, payment processing may be delayed due to technical issues or banking procedures. If your order has not been processed within a reasonable time frame, please contact us at info@gemdazzles.com or (501) 365-3327 so that we can investigate the matter.

10. Order Cancellations and Refunds

If you need to cancel an order after payment has been processed, please contact us as soon as possible. If your order has not been shipped yet, we will do our best to cancel it. However, if the order has already been processed or shipped, you will need to follow our Refund and Returns Policy to return the item for a refund.

Refunds will be processed back to the original payment method used for the purchase. Please refer to our Refund and Returns Policy for further details on refund processing.

11. Contact Us

If you have any questions or concerns about our payment policy or need assistance with your payment, please don’t hesitate to reach out: